:root{--navy:#0f2a4a;--navy2:#1d4370;--amber:#f5b301;--green:#2fbf71;--green-brand:#2fbf71;--green-tint:#eaf8f0;--ink:#17202b;--muted:#4f5b69;--line:#d5dbe3;--bg:#f3f5f8;--paper:#fff;--radius-card:8px;--cyan-dark:#0f2a4a}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:18px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);overflow-wrap:anywhere}
a{color:var(--navy2)}a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px}
.wrap{max-width:60rem;margin:0 auto;padding:0 1rem}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:.5rem 1rem;z-index:10}.skip:focus{left:0}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
h1,h2,h3{line-height:1.2;color:var(--navy);font-weight:800}
h1{font-size:clamp(1.8rem,5vw,2.6rem);margin:1rem 0 .6rem}
h2{font-size:clamp(1.35rem,3.5vw,1.75rem);margin:2rem 0 .6rem}
h3{font-size:1.2rem;margin:1.4rem 0 .4rem}
.site-header{background:var(--navy);color:#fff}
.header-row{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:64px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-size:1.5rem;min-height:44px}@media (max-width:380px){.logo{font-size:1.3rem}}
.logo-mark{flex:none}
.wordmark{font-family:-apple-system,'Segoe UI',Roboto,Arial,sans-serif;font-weight:700;letter-spacing:normal;line-height:1.2}.wordmark b{font-weight:700;color:var(--green-brand)}
.site-nav ul{display:flex;gap:.25rem;list-style:none;margin:0;padding:0;flex-wrap:wrap}
.site-nav a{display:block;color:#fff;text-decoration:none;padding:.6rem .75rem;border-radius:6px;min-height:44px}
.site-nav a:hover,.site-nav a[aria-current]{background:var(--navy2)}
.menu-toggle{display:none;background:transparent;color:#fff;border:2px solid #fff;border-radius:6px;font:inherit;padding:.4rem .9rem;min-height:44px;cursor:pointer}
@media (max-width:760px){.menu-toggle{display:block}.js .site-nav{display:none;width:100%}.js .site-nav.open{display:block}.site-nav ul{flex-direction:column;padding-bottom:.6rem}}
.notice-strip{margin:0;background:#e6ebf2;color:var(--ink);text-align:center;font-size:.85rem;padding:.35rem 1rem}
.notice-strip p,.example-banner p{margin:0}
.example-banner{margin:0;background:#ffe9a8;text-align:center;padding:.5rem 1rem;border-bottom:2px solid #b07d00}
.crumbs ol{list-style:none;margin:.8rem 0 0;padding:0;display:flex;flex-wrap:wrap;gap:.3rem;font-size:.9rem;color:var(--muted)}
.crumbs li+li::before{content:"›";margin-right:.3rem}
.answer{background:var(--paper);border:1px solid var(--line);border-left:6px solid var(--green-brand);border-radius:var(--radius-card);padding:1rem 1.1rem;margin:0 0 1.2rem}
.answer-text{font-size:1.15rem;font-weight:600;margin:0 0 .8rem}
.answer-cta{margin:0 0 .6rem}.answer-how{margin:0 0 .4rem}
.verified{font-size:.9rem;color:var(--muted);margin:0}
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;border:0;border-radius:6px;padding:.65rem 1.1rem;font:inherit;font-weight:700;min-height:44px;cursor:pointer;text-align:center}
.btn:hover{background:var(--navy2);color:#fff}
.btn-big{font-size:1.1rem;padding:.8rem 1.3rem}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-card);padding:1rem 1.1rem}
.step-label{display:block;font-weight:800;color:var(--navy);font-size:1.15rem;margin:.2rem 0 .4rem}
.picker-row{display:flex;gap:.6rem;flex-wrap:wrap}
select,input[type=number]{font:inherit;min-height:48px;padding:.4rem .6rem;border:2px solid #7a8796;border-radius:6px;background:#fff;color:var(--ink);max-width:100%}
.picker-row select{flex:1 1 14rem}
.state-grid{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(11rem,1fr));gap:.3rem .8rem}
.state-grid a,.state-grid .soon{display:block;padding:.45rem 0;min-height:44px}
.soon{color:var(--muted)}
.table-wrap{overflow-x:auto}
table{border-collapse:collapse;width:100%;background:var(--paper)}
th,td{border:1px solid var(--line);padding:.5rem .6rem;text-align:left;vertical-align:top}
th{background:#e6ebf2}
@media (max-width:640px){table.stack thead{position:absolute;left:-9999px}table.stack tr{display:block;border:1px solid var(--line);margin:0 0 .6rem;background:#fff}table.stack td{display:block;border:0;border-bottom:1px solid var(--line)}table.stack td::before{content:attr(data-label);display:block;font-size:.8rem;font-weight:700;color:var(--muted)}}
.big-fact{font-size:1.2rem}.big-num{font-size:2rem;font-weight:800;color:var(--navy);border-bottom:4px solid var(--green);padding:0 .1em}
.cite{font-size:.8rem;white-space:nowrap}
.small,small{font-size:.88rem;color:var(--muted)}
.steps li,.check li{margin:.4rem 0}
.toc ul,.chip-list{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:.4rem}
.toc a,.chip{display:inline-block;background:var(--paper);border:1px solid var(--line);border-radius:999px;padding:.45rem .85rem;text-decoration:none;min-height:44px}
.faq{background:var(--paper);border:1px solid var(--line);border-radius:6px;margin:.4rem 0;padding:.2rem .9rem}
.faq summary{cursor:pointer;font-weight:700;padding:.5rem 0;min-height:44px}
.sources ul{padding-left:1.2rem}.sources li{margin:.3rem 0}
.result{margin-top:1rem}.result[hidden]{display:none}
.tool fieldset{border:0;padding:0;margin:0 0 1rem}
.tool label{display:block;font-weight:700;margin:.2rem 0 .3rem}
.referral{margin:1.5rem 0 0;padding:1rem 1.1rem;border:1px solid var(--line);border-left:4px solid var(--cyan-dark);border-radius:var(--radius-card);background:var(--paper);max-width:46rem;overflow-wrap:anywhere}
.referral-logo{display:block;width:121px;height:28px;max-width:100%;object-fit:contain;margin:0 0 .5rem}
.referral h2{font-size:1.35rem;margin:0 0 .35rem}.referral p{margin:0 0 .6rem}.referral .referral-cta{margin:.8rem 0 .6rem}
.referral-note{color:var(--muted);font-size:.85rem;margin:0}
[hidden]{display:none!important}
.site-footer{margin-top:3rem;background:#e6ebf2;padding:1.2rem 0 2rem;font-size:.92rem}
.foot-links{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:.2rem 1rem}.foot-links a{display:inline-block;padding:.5rem 0;min-height:44px}
.usage,.copy{color:var(--muted)}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}
@media print{.site-header,.site-footer,.notice-strip,.no-print,.toc,.related,.answer-cta{display:none!important}body{background:#fff;color:#000;font-size:12pt}a{color:#000}.answer{border:1px solid #000}}
.trust-bar{margin:.75rem 0 0;padding:.5rem .75rem;background:var(--green-tint);border:1px solid var(--green);border-radius:8px;font-size:.92rem}
.trust-bar p{margin:0;display:flex;flex-wrap:wrap;gap:.25rem 1rem}
.tb-item{white-space:nowrap}
.pending{background:#fff8e1;border-left:4px solid #b26a00;padding:.6rem .8rem;border-radius:4px}
.foot-sources{font-size:.85rem;margin:1rem 0}.foot-sources ul{display:flex;flex-wrap:wrap;gap:.25rem 1rem;padding:0;list-style:none;margin:.25rem 0}
.foot-h{font-size:1rem;margin:0}
.src-list{font-size:.92rem}
section.fixed h3{margin-top:1.25rem}
.toc ol{display:flex;flex-wrap:wrap;gap:.4rem;padding:0;list-style:none;margin:0}
.paths{display:grid;grid-template-columns:1fr;gap:14px;margin:18px 0 28px}
@media(min-width:700px){.paths{grid-template-columns:1fr 1fr}}
.path-card{display:flex;flex-direction:column;gap:6px;padding:20px;border-radius:14px;text-decoration:none;color:#fff;min-height:150px;box-shadow:0 2px 8px rgba(0,0,0,.12)}
.path-card:focus-visible{outline:3px solid #f5b301;outline-offset:3px}
.path-hire{background:#0f2a4a}.path-pro{background:var(--green);color:var(--navy)}.path-pro:hover{background:var(--green);color:var(--navy);box-shadow:0 0 0 3px var(--navy),0 6px 16px rgba(0,0,0,.22)}.path-pro:active{background:var(--green);color:var(--navy);box-shadow:inset 0 3px 8px rgba(0,0,0,.3)}.path-pro:focus-visible{background:var(--green);color:var(--navy);outline:3px solid var(--navy);outline-offset:3px}.path-pro .path-kicker,.path-pro .path-sub{opacity:1}
.path-kicker{font-size:.85rem;text-transform:uppercase;letter-spacing:.05em;opacity:.9}
.path-title{font-size:1.35rem;font-weight:800;line-height:1.25}
.path-sub{font-size:1rem;opacity:.95}
.path-go{margin-top:auto;font-weight:700;color:#f5b301}.path-pro .path-go{color:var(--navy)}
.path-card:hover .path-title{text-decoration:underline}
.path-section{scroll-margin-top:80px}
.paths{list-style:none;padding:0}.paths li{display:flex}.paths .path-card{flex:1}
.coming-change{border:1px solid var(--green);border-left:6px solid var(--green);background:var(--green-tint);border-radius:8px;padding:14px 18px;margin:18px 0}
.coming-change h2{margin:0 0 8px;font-size:1.15rem;color:var(--navy,#0f2a4a)}
.coming-change ul{margin:0}